Three levels of support, one clear path.

An independent second opinion on the advisor you have, or an advocate to help you find and settle in with the right one. Each level builds on the one before it.

Book an introductory meeting

Not sure which fits? That is what the first meeting is for, and it is complimentary.

Our three packages

Clarity Review

Best for: “Are we on the right track?” and peace of mind.

Flat fee, agreed in writing before work begins

Investment portfolio review
Financial plan review
Family and business overview, including your short- and long-term goals
Due diligence on your current advisor, including a CIRO AdvisorReport background check
Review of your professional partners and service providers, and their service model
Thoughtful feedback, a detailed breakdown of action items (if applicable) and potential next steps

Book a Clarity Review

Guided Transition

Best for: moving to a new advisor or provider, with someone advocating for you.

Flat fee, includes 12 months of oversight

Everything in the Clarity Review, plus:

A curated list of vetted alternative professionals, with preliminary introductions and meetings coordinated
Attendance at introduction meetings with you
A debrief afterwards on fee structures, portfolio strategies and financial plan processes
Check-ins over the following 12 months to make sure you are happy with your new advisor, accountant or lawyer
Confirmation that your advisors follow through on their offer and service model assurances

Book a Guided Transition

Ongoing Partnership

Best for: one trusted partner coordinating every professional, year after year.

Annual retainer, agreed in writing before work begins

Everything in the Guided Transition, plus:

Ongoing management of your financial professionals to keep everything on track
Attendance at all of your client meetings
Management of to-dos on your behalf, such as moving accounting materials between your accountant and advisor at tax season
Support through life transitions, such as selling a business, a life change or a transfer of wealth
Regular review of your Wills, powers of attorney, tax, trust and estate planning, with your lawyer and accountant
Making sure your financial plan stays up to date, with a portfolio strategy that supports it

Book an Ongoing Partnership

How an engagement works.

Every engagement follows the same path. You choose how far along it you would like our support.

1
Meet
A complimentary introductory meeting to understand your situation and how we can help.
Everyone starts here
2
Agree
Your fee and scope are agreed in writing before any work begins. Nothing is billed by the hour.
All packages
3
Discover
We build a family and business overview, including your short- and long-term goals.
All packages
4
Review
We review your financial plan and portfolio, complete advisor due diligence (including a CIRO AdvisorReport check) and assess your wider professional team.
All packages
5
Report
You receive a detailed, plain-language written report: our feedback, a breakdown of action items if needed, and clear next steps.
All packages
6
Transition
Where change is needed, we introduce vetted professionals, attend introduction meetings, debrief you and oversee the new relationship for 12 months.
Guided Transition and Ongoing Partnership
7
Partner
We stay on as your coordinator: attending meetings, managing to-dos and keeping your financial plan, Wills, tax, trust and estate strategies current through each life transition.
Ongoing Partnership

The Wealth Advisor Interview Guide.

Five questions to ask any advisor, what a good answer sounds like, and the red flags to watch for. We walk every client through it.

1
What official credentials do you hold, and how are you registered?
Look for a planning designation such as the CFP® or QAFP®, and registration you can verify on CIRO’s AdvisorReport.
Check it yourself on AdvisorReport.
2
How exactly do you get paid for your services?
Expect a clear, transparent explanation. “Free” advice usually means fees embedded in the funds you hold.
Vague answer? That is your answer.
3
How many of your clients are navigating a major life transition?
You want an advisor who understands the tax and planning implications of change, not one learning on you.
Ask for examples, not reassurance.
4
Will you coordinate directly with my accountant and estate lawyer?
Your investments, taxes and estate plan are connected. Your advisor should not work in isolation.
Who calls whom, and when?
5
Can you show me a sample of a written, comprehensive financial plan?
A real plan maps income, expenses and inflation protection over 15 to 20 years, not just a pie chart.
A pie chart is not a plan.

Questions clients ask us.

Do you manage or invest my money?

No. Spring Vale does not manage investments or sell financial or insurance products. We review, question and coordinate the professionals who do, so you can make decisions with clarity and confidence.

Will you replace my current advisor?

Not unless that is the right answer for you. Many clients simply want to know they are on the right track. If a change is needed, we help you find, vet and transition to better-suited professionals.

Do you receive referral fees from the professionals you introduce?

Never. We accept no referral fees or commissions from any professional or firm, so our only interest is yours.

Do you provide legal, tax or investment advice?

No. We provide independent, educational support within a coaching framework, and work alongside your own legal, tax and investment professionals rather than in place of them.

How are your fees structured?

Fees are fixed and transparent, with no hourly billing. The Clarity Review and Guided Transition are flat fees, and the Ongoing Partnership is an annual retainer. Your fee is confirmed in writing after your introductory meeting, before any work begins.

How do I get started?

Book a complimentary introductory meeting. We will get to know you, understand your situation and recommend the level of support that fits.